First Liberty Consultants ~ www.first-liberty.com

Consumer Alert
First Liberty Consultants
http://www.first-liberty.com

Unlicensed Loan Modification Services

May 28, 2013

The Washington State Department of Financial Institutions (DFI) received a complaint from a Washington consumer regarding the website http://www.first-liberty.com. The consumer reported speaking with Jay Carter and John Houston regarding a modification of the existing mortgage.

First Liberty Consultants sent the consumer a “schedule of payments” after which the mortgage would be modified to reduce the monthly payment amount. These documents also included an introductory letter from the “U.S. Federal Foreclosure [sic] Consultants” indicating that the registration fee was required to be paid up-front, but that it would be returned once the packet of documents had been received and approved in Washington D.C.

The consumer paid First Liberty Consultants approximately $1,500 before detecting the likelihood of a scam. First Liberty Consultants did not provide the services it promised to the consumer.

DFI investigated the registrant of the website and the phone numbers associated with this company, and determined that it is likely based in Québec, Canada.

First Liberty Consultants is not licensed with DFI or registered with the Washington Secretary of State, Department of Revenue, or Department of Licensing.

Phone: 1 (855) 99-FIRST or 1 (855) 993-4778
Fax:1 (855) 228-2406
E-mail: info@first-liberty.com

DFI encourages all Washington consumers to be wary of offers that seem “too good to be true.” DFI also advises consumers that many fraudulent companies are using the Internet to make phone calls. These phone calls can appear that they are coming from a local number when, in reality, the phone call is coming from outside the state or even from a foreign country.

Verify Licenses

DFI strongly recommends that consumers deal only with those consumer lenders that are properly licensed to conduct business. Consumers can determine whether companies are properly licensed using the “Verify a License” feature on the DFI’s website at http://www.dfi.wa.gov.

Report Fraud

If you are suspicious of unlicensed activity by a mortgage broker, consumer lender, money transmitter, or escrow agent; contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at http://www.dfi.wa.gov.

If you feel you have been the victim of a loan scam, contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at http://www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet, contact the Internet Crime Complaint Center at http://www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

First Liberty

One thought on “First Liberty Consultants ~ www.first-liberty.com

  1. SFA Reporter June 3, 2013 at 5:29 PM Reply

    Address lookup
    canonical name first-liberty.com.
    aliases
    addresses 184.168.174.1
    Domain Whois record

    Queried whois.internic.net with “dom first-liberty.com”…

    Domain Name: FIRST-LIBERTY.COM
    Registrar: GODADDY.COM, LLC
    Whois Server: whois.godaddy.com
    Referral URL: http://registrar.godaddy.com
    Name Server: NS07.DOMAINCONTROL.COM
    Name Server: NS08.DOMAINCONTROL.COM
    Status: clientDeleteProhibited
    Status: clientRenewProhibited
    Status: clientTransferProhibited
    Status: clientUpdateProhibited
    Updated Date: 14-jul-2012
    Creation Date: 23-apr-2012
    Expiration Date: 23-apr-2014

    >>> Last update of whois database: Tue, 04 Jun 2013 00:20:44 UTC <<<

    Queried whois.godaddy.com with "first-liberty.com"…

    Registered through: GoDaddy.com, LLC (http://www.godaddy.com)
    Domain Name: FIRST-LIBERTY.COM
    Created on: 23-Apr-12
    Expires on: 23-Apr-14
    Last Updated on: 18-Jun-12

    Registrant:
    Domains By Proxy, LLC
    DomainsByProxy.com
    14747 N Northsight Blvd Suite 111, PMB 309
    Scottsdale, Arizona 85260
    United States

    Administrative Contact:
    Private, Registration FIRST-LIBERTY.COM@domainsbyproxy.com
    Domains By Proxy, LLC
    DomainsByProxy.com
    14747 N Northsight Blvd Suite 111, PMB 309
    Scottsdale, Arizona 85260
    United States
    (480) 624-2599 Fax — (480) 624-2598

    Technical Contact:
    Private, Registration FIRST-LIBERTY.COM@domainsbyproxy.com
    Domains By Proxy, LLC
    DomainsByProxy.com
    14747 N Northsight Blvd Suite 111, PMB 309
    Scottsdale, Arizona 85260
    United States
    (480) 624-2599 Fax — (480) 624-2598

    Domain servers in listed order:
    NS07.DOMAINCONTROL.COM
    NS08.DOMAINCONTROL.COM

    ****************************************************
    See Business Registration Listing
    ****************************************************
    Copy and paste the link below to view additional details:

    Network Whois record

    Queried whois.arin.net with "n 184.168.174.1"…

    NetRange: 184.168.0.0 – 184.168.255.255
    CIDR: 184.168.0.0/16
    OriginAS: AS26496
    NetName: GO-DADDY-COM-LLC
    NetHandle: NET-184-168-0-0-1
    Parent: NET-184-0-0-0-0
    NetType: Direct Allocation
    Comment: Please send abuse complaints to abuse@godaddy.com
    RegDate: 2010-09-21
    Updated: 2012-02-24
    Ref: http://whois.arin.net/rest/net/NET-184-168-0-0-1

    OrgName: GoDaddy.com, LLC
    OrgId: GODAD
    Address: 14455 N Hayden Road
    Address: Suite 226
    City: Scottsdale
    StateProv: AZ
    PostalCode: 85260
    Country: US
    RegDate: 2007-06-01
    Updated: 2012-03-15
    Comment: Please send abuse complaints to abuse@godaddy.com
    Ref: http://whois.arin.net/rest/org/GODAD

    OrgNOCHandle: NOC124-ARIN
    OrgNOCName: Network Operations Center
    OrgNOCPhone: +1-480-505-8809
    OrgNOCEmail: noc@godaddy.com
    OrgNOCRef: http://whois.arin.net/rest/poc/NOC124-ARIN

    OrgAbuseHandle: ABUSE51-ARIN
    OrgAbuseName: Abuse Department
    OrgAbusePhone: +1-480-624-2505
    OrgAbuseEmail: abuse@godaddy.com
    OrgAbuseRef: http://whois.arin.net/rest/poc/ABUSE51-ARIN

    OrgTechHandle: NOC124-ARIN
    OrgTechName: Network Operations Center
    OrgTechPhone: +1-480-505-8809
    OrgTechEmail: noc@godaddy.com
    OrgTechRef: http://whois.arin.net/rest/poc/NOC124-ARIN

    DNS records
    name class type data time to live
    http://www.first-liberty.com IN CNAME first-liberty.com 3600s (01:00:00)
    first-liberty.com IN A 184.168.174.1 3600s (01:00:00)
    first-liberty.com IN MX
    preference: 0
    exchange: smtp.secureserver.net
    3600s (01:00:00)
    first-liberty.com IN MX
    preference: 10
    exchange: mailstore1.secureserver.net
    3600s (01:00:00)
    first-liberty.com IN NS ns07.domaincontrol.com 3600s (01:00:00)
    first-liberty.com IN NS ns08.domaincontrol.com 3600s (01:00:00)
    first-liberty.com IN SOA
    server: ns07.domaincontrol.com
    email: dns@jomax.net
    serial: 2012061800
    refresh: 28800
    retry: 7200
    expire: 604800
    minimum ttl: 3600
    3600s (01:00:00)
    1.174.168.184.in-addr.arpa IN PTR p3nlhg256c1256.shr.prod.phx3.secureserver.net 3600s (01:00:00)
    174.168.184.in-addr.arpa IN SOA
    server: cns1.secureserver.net
    email: dns@jomax.net
    serial: 2011052000
    refresh: 300
    retry: 600
    expire: 86400
    minimum ttl: 3600
    3600s (01:00:00)
    174.168.184.in-addr.arpa IN NS cns1.secureserver.net 3600s (01:00:00)
    174.168.184.in-addr.arpa IN NS cns2.secureserver.net 3600s (01:00:00)

    — end —

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