Legal Educators USA & Company
December 9, 2013
The Washington State Department of Financial Institutions (DFI) has received a complaint from a consumer in Washington State against an entity by the name of Legal Educators USA & Company (Legal Educators). This entity appears to be either providing, or holding itself out to the public as able to provide, loan modification services without being properly licensed, and charging advanced fees in violation of state and federal law.
DFI has no record of Legal Educators being licensed. This entity is also not registered with the Washington State Secretary of State or the Department of Revenue.
DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the “Verify a License” feature on DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm.
Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.
If you live in another state, find your state regulator.
If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.
If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.
If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus
5209 Wilshire Blvd Suite 1400
Los Angeles, CA 90036